How Ghana’s Rent Advance System Is Reshaping Household Finances: The Two-Year Lump Sum That Turns Workers Into Debtors
For decades, the arithmetic of renting in Accra has followed a predictable and punishing pattern. A worker finds a room,…
Domestic Debt Exchange
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How Ghana’s Debt Restructuring Changed Local Banks Forever — The DDEP Hangover, Capital Recovery and the New Lending Playbook
GH¢7.3bn in losses, 13 banks undercapitalised, CAR recovered from negative to 18.6%. Our deep-dive analysis reveals how the DDEP permanently…
