Why Most Ghanaians Still Don’t Buy Insurance – The Trust Deficit, Affordability Gap and the Slow Digital Fix
Ghana’s insurance penetration has been stuck at 1% for years – well below the West African average. Our deep‑dive analysis…
Microinsurance
Read More
Why Insurance Penetration in Ghana Remains Low — The 0.63% Reality, the 80% Informal Sector, and the Trust Deficit That Won’t Close
Why Insurance Penetration in Ghana Remains Low — Ghana’s insurance penetration has stalled at 1% of GDP (0.63% under IFRS…
Why Microinsurance Could Become Ghana’s Next Big Financial Product — 8.5m Lives, GH¢1 Premiums and the Unfinished Business of Reaching 80% of the Workforce
With 8.5 million lives insured and GH¢35 million in claims paid, microinsurance is finally reaching Ghana’s informal sector. Our deep‑dive analysis reveals…
